Plows and standard pickup caps are covered by your automobile policy. Plows are considered part of your vehicle’s equipment. Caps that are not customized are covered; however, if you have a customized cap that provides additional living space, special carpeting, furniture, cooking facilities, extended roofs, or custom murals, paintings or decals, these items are not covered without an endorsement on the policy and additional premium. If you have any questions about coverage for a pickup or van that you own, please check with your agent.