Lithium-ion (Li-ion) batteries are part of our everyday lives—in smartphones, laptops, tablets, electric vehicles, power tools, medical devices, and renewable energy storage systems—but they present serious risks if not treated properly. Hazards Include: Fire: Li-ion batteries can overheat and catch fire if improperly handled, stored, or damaged. Toxic Exposure: Damaged batteries may leak harmful chemicals, […]
America’s roadways can be a dangerous place. In 2023, over 11,500 people were killed due to speeding. Approximately 850,000 vehicles were stolen last year, and staged-crash scams, impacting innocent drivers, are on the rise. The good news is that there are several accessible tech advancements that drivers can utilize to improve their driving, increase security, […]
The snowy weather outside might be delightful at first, but it can quickly become frightful for business owners and their customers. During winter, the risk of slip and fall incidents markedly increases. According to the CDC, slips and falls account for approximately 1 million emergency room visits each year. The good news is the following […]
During the Holidays & Throughout the Year As temperatures cool and daylight dwindles, electricity usage tends to increase in households across the country. This is especially true for those who love to decorate their homes from Halloween through New Year’s. Before pulling the inflatable lawn decorations and strings of tangled lights out of storage, we […]
A roof repair or replacement can be one of the largest expenses any homeowner might face, and no one can predict when and if a severe weather event, fallen tree, or mischievous squirrel will cause damage. While home insurance coverage is dependent on cause of damage, homeowners are responsible for roof maintenance and replacement due […]
Contractors should always have a signed written agreement with any subcontractor they bring onto a job. But what should that agreement cover? MMG Insurance recommends the following: WHO Identify all parties involved in the contractor/sub-contractor agreement. Specify who obtains permits. State which party is to provide required safety equipment and training. WHAT Define the scope […]
Imagine a computer virus or tech failure destroys your business’s electronic equipment and data. Or imagine a natural disaster strikes your area, crippling transportation, communication, supply chains, and the electricity grid. In either situation, would you be able to continue your business operations? Having a Business Continuity Program/Plan (BCP) in place helps ensure that your […]
With autumn in the air, it’s a great time to enjoy the great outdoors. For some of us, that means going hunting. Before you set out to bag a bird or a buck, though, make sure you are prepared. Know the Rules: All states have specific regulations pertaining to hunting. Be sure to know and […]
Garages often contain flammable liquids, gasoline-powered equipment, and electric tools and appliances, all of which can cause a fire. Unfortunately, that means garage fires are more common than you might like to think. And because garages tend to be used for storage, too, there is lots of fuel to help flames grow. In fact, garage […]
Cyber-attacks are becoming more common and complex as our online networks grow. Such attacks are usually aimed at accessing, changing, or destroying sensitive information. To keep your private data from falling into the hands of cybercriminals, it’s important to be aware of the scams they utilize. Phishing, a common type of cyber-attack, involves scammers sending […]