Insurance Safe Zone

A monthly blog designed with your safety in mind. Let us help you protect your piece of the world.

Icy Walkway Prevention & Safety Tips

According to Injury Prevention and Control statistics from the CDC, slip, and fall injuries are the leading cause of non-fatal injuries reported among all age groups in the U.S. With slip and fall injuries so prevalent, it is critical for property owners and property maintenance contractors to monitor and manage the melt and re-freeze exposures […]

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Water Back-Up and Sump Discharge or Overflow

Do you have the right coverage in the event of water back-up and/or sump discharge or overflow?  Will your unendorsed homeowner policy provide you with any coverage in the event water backs up if your sump pump fails and your basement floods?  Does your basement contain personal belongings or a finished living area? Water back-up […]

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Power Strip and Extension Cord Safety

Extension cords can make life easier, however, if used improperly, they can become a fire hazard.  Taking a few simple precautions and preventative measures can help protect your family, home, business, and possessions.   15 Power Strip and Extension Cord Safety Dos and Don’ts:   Extension cords should be a short term fix, not a […]

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Back to School Driving Safety Tips

The start of a new school year brings major changes to the life of a student. There is a new curriculum to learn, a fresh set of goals to conquer, challenges to overcome and new friends to meet. One thing that doesn’t change for students and drivers, is the need to stay alert and safe […]

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What Coverage Does Your Business Need?

Are you addressing all of your business insurance needs? Every business is unique and possesses a different set of characteristics when it comes to the scope of work, the size of the business, and the different assets the business possesses. Whether you’re a one-man landscaping operation with a single lawn mower or a multiple location […]

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Preventing Dryer Fires

For many of us, laundry is part of our daily or weekly routine. But did you know there’s a real safety risk at hand if you’re not maintaining and properly cleaning your clothes dryer? According to the National Fire Protection Association, every year firefighters respond to an average of nearly 15,000 fires caused by clothes […]

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To Keep or Cut? Taking a Closer Look at Tree Maintenance.

Trees can be a commanding feature of any property. Beyond their aesthetic appeal, trees play an important role in the environment; providing shade, forming windbreaks, and intercepting storm water runoff. Additionally, they can offer privacy from neighbors, provide a home for wildlife, and increase the value of the property. Unfortunately, trees can also pose a […]

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SUBROGATION: What is it and how does it impact you?

What does subrogation have to do with your insurance policy? As it relates to insurance, subrogation is when your insurance company stands in for you and assumes your right to pursue a “wrong-doer” for your insurance claim, if there is in fact a person or company that is liable for the damages caused. If you […]

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Preventing Dog Bites

Dogs are a staple in many households. Whether they’ve been adopted from the local animal shelter or purchased from a breeder, many people consider their furry friends a member of the family. However, with that love and companionship comes a big responsibility when it comes to the animal’s behavior. Some breeds of dogs can be more […]

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