Being underinsured means, you don’t have enough home insurance coverage to protect you if your home is damaged or destroyed in a fire or other disaster. Not having enough insurance can result in you assuming a large part of the repair costs yourself. The cost to repair or replace your home can fluctuate for many […]
Insurance Safe Zone Blog
Tow-behind trailers come in all shapes and sizes. From open-air utility trailers, enclosed tool trailers, and compact pop-up campers to large travel trailers–the list goes on. While there may be endless safety factors to consider when operating a vehicle with a trailer, we have compiled some important safety points to know before you hit the […]
Are you at risk of Ice Dams and Heavy Snow Load Dangers? What you need to know to keep your property safe. Once the snow begins to fall, it’s important to keep an eye on your roof, deck, and any other structures around your home or business for heavy snow buildup and ice dams. A […]
A four-year study by the National Fire Protection Agency (NFPA) showed that an average of 18,000 home fires in the United States were caused by smoking materials, with an average of 590 people killed each year. Smoking materials are the leading cause of fire deaths and generated an average of $476 million in direct property damage per year.
Winter storms can deliver unpredictable weather. The conditions vary from snow and ice to sleet, high winds, and rain. The most severe storms can cause widespread power outages that can sometimes last for several days.
According to a calculation completed in 2020 by First Street Foundation, 14.6 million properties are located within the 100-year flood zone. That is almost twice the 8.7 million properties that are shown on government emergency maps. The culprit for this variance is primarily changes caused by climate change, among other factors. This is important information […]
All commercial operations have one thing in common: the need for safe vehicle operation. Accidents, injuries, and downtime can be costly. Here are some tips to help keep your fleet running safely and effectively. Develop and utilize a ‘company vehicle policy’ – this should outline expectations, standards for qualifying as a driver, safety and conduct, […]
Due to an increase in synthetic materials being used in both home construction and furniture manufacturing, home fires are burning hotter and spreading more quickly than ever before. According to research from the non-profit Underwriters Laboratories, closing interior doors in your home can make a dramatic difference when it comes to your safety and the […]
Always inform someone of your travel plans for the day. Conduct research ahead of time. Whether paddling the river, lake, or ocean, research the body of water in advance of your trip so you are familiar with how to safely navigate. Confirm the trip is within your experience level. It is also a great idea […]
Many injuries sustained during a slip and fall or trip and fall accident could be avoided with regular property upkeep and preventative action. Slip and fall accidents occur when traction is reduced due to wet or oily surfaces, temporary spills, weather events, or a change in surface type. The following maintenance can create a safer […]