Are you addressing all of your business insurance needs? Every business is unique and possesses a different set of characteristics when it comes to the scope of work, the size of the business, and the different assets the business possesses. Whether you’re a one-man landscaping operation with a single lawn mower or a multiple location […]
For many of us, laundry is part of our daily or weekly routine. But did you know there’s a real safety risk at hand if you’re not maintaining and properly cleaning your clothes dryer? According to the National Fire Protection Association, every year firefighters respond to an average of nearly 15,000 fires caused by clothes […]
Trees can be a commanding feature of any property. Beyond their aesthetic appeal, trees play an important role in the environment; providing shade, forming windbreaks, and intercepting storm water runoff. Additionally, they can offer privacy from neighbors, provide a home for wildlife, and increase the value of the property. Unfortunately, trees can also pose a […]
What does subrogation have to do with your insurance policy? As it relates to insurance, subrogation is when your insurance company stands in for you and assumes your right to pursue a “wrong-doer” for your insurance claim, if there is in fact a person or company that is liable for the damages caused. If you […]
Dogs are a staple in many households. Whether they’ve been adopted from the local animal shelter or purchased from a breeder, many people consider their furry friends a member of the family. However, with that love and companionship comes a big responsibility when it comes to the animal’s behavior. Some breeds of dogs can be more […]
Power outages can be frustrating and dangerous – striking throughout the year and sometimes lasting for hours, even days. It’s these long stretches without power that can pose a danger to you, your loved ones, and your property. Being prepared is key to minimizing risks until the power is restored. Prepare Now. Take an inventory […]
Wood burning stoves can provide years of safe, affordable heat if used properly. However, as with any heating system, they do come with some safety concerns you should be aware of. Here’s what you need to know about the proper installation, maintenance and use of your stove to ensure your peace of mind. SELECTING A […]
As the temperature begins to fall and winter weather approaches, it is important to develop a plan for snow and ice removal on your property to prevent slip and fall accidents. In today’s fast-paced world we tend to forget how slippery snow-covered parking lots and walkways can be in the winter. Whether we’re dashing into […]
Each year in the U.S. more than 4,000 people are killed and another 20,000 are injured in fires, according to organizations such as FEMA, NFPA, and USFA. Fire Prevention is an important topic throughout the year, and while many fire safety tips apply regardless of the season, it’s a good idea to refresh your memory […]
As we pull out our sweaters and the seasonal soundtrack switches to the crackling of woodstoves and fireplaces, it’s important to keep chimney fire safety in mind. The National Fire Protection Association reports that heating equipment is the second leading cause of house fires and the third leading cause of house fire deaths. The most […]