Contractors should always have a signed written agreement with any subcontractor they bring onto a job. But what should that agreement cover? MMG Insurance recommends the following: WHO Identify all parties involved in the contractor/sub-contractor agreement. Specify who obtains permits. State which party is to provide required safety equipment and training. WHAT Define the scope […]
Business Continuity Planning
January 9, 2024Imagine a computer virus or tech failure destroys your business’s electronic equipment and data. Or imagine a natural disaster strikes your area, crippling transportation, communication, supply chains, and the electricity grid. In either situation, would you be able to continue your business operations? Having a Business Continuity Program/Plan (BCP) in place helps ensure that your […]
Cyber Security
July 13, 2023Cyber-attacks are becoming more common and complex as our online networks grow. Such attacks are usually aimed at accessing, changing, or destroying sensitive information. To keep your private data from falling into the hands of cybercriminals, it’s important to be aware of the scams they utilize. Phishing, a common type of cyber-attack, involves scammers sending […]
Potholes and Spring Ground Movement Hazards
March 21, 2023Every season brings unique weather-related safety hazards, and potholes are a common hazard in the spring. Here are some tips and considerations to be mindful of while driving and walking in areas prone to ground surface damage, such as large cracks, potholes, and uneven terrain: Be careful of other drivers/pedestrians when navigating around potholes. Keep […]
Personal Protective Equipment (PPE)
February 10, 2023Every year over 165,000 non-fatal workplace injuries occur in the construction industry. This leads to a drain on resources, reduces employee labor, and can lead to fines and other Penalties. According to the Occupational Safety and Health Administration (OSHA), the most frequently cited violation on construction sites in 2021 was a lack of fall protection. […]
How Good Housekeeping Can Improve Your Safety
August 29, 2022Good housekeeping isn’t just about tidying up your home or office after work; it’s an important safety practice that improves the health and well-being of everyone involved in any project or company. From construction to cleaning, good housekeeping practices help to create a safe and hazard-free environment by making sure your equipment, tools, etc. are […]
Tow-Behind Trailer Safety
April 19, 2022Tow-behind trailers come in all shapes and sizes. From open-air utility trailers, enclosed tool trailers, and compact pop-up campers to large travel trailers–the list goes on. While there may be endless safety factors to consider when operating a vehicle with a trailer, we have compiled some important safety points to know before you hit the […]
Ice Dams and Snow Load Dangers
March 7, 2022Are you at risk of Ice Dams and Heavy Snow Load Dangers? What you need to know to keep your property safe. Once the snow begins to fall, it’s important to keep an eye on your roof, deck, and any other structures around your home or business for heavy snow buildup and ice dams. A […]
Slip and Fall Accident Prevention in Your Home and Business
May 10, 2021Many injuries sustained during a slip and fall or trip and fall accident could be avoided with regular property upkeep and preventative action. Slip and fall accidents occur when traction is reduced due to wet or oily surfaces, temporary spills, weather events, or a change in surface type. The following maintenance can create a safer […]
Processing A Property Loss Claim
September 2, 2020Whether your home floods because of a sump pump backup or your business is damaged by an electrical fire, experiencing a property loss can be a stressful experience. By understanding the claim process ahead of an incident, you can reduce the uncertainty and stress of the situation. Familiarizing yourself with the process now will also […]