Contractor/Sub-Contractor Agreements

Contractors should always have a signed written agreement with any subcontractor they bring onto a job. But what should that agreement cover? MMG Insurance recommends the following: WHO Identify all parties involved in the contractor/sub-contractor agreement. Specify who obtains permits. State which party is to provide required safety equipment and training. WHAT Define the scope […]

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Personal Protective Equipment (PPE)

Every year over 165,000 non-fatal workplace injuries occur in the construction industry. This leads to a drain on resources, reduces employee labor, and can lead to fines and other Penalties. According to the Occupational Safety and Health Administration (OSHA), the most frequently cited violation on construction sites in 2021 was a lack of fall protection. […]

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How Good Housekeeping Can Improve Your Safety

Good housekeeping isn’t just about tidying up your home or office after work; it’s an important safety practice that improves the health and well-being of everyone involved in any project or company. From construction to cleaning, good housekeeping practices help to create a safe and hazard-free environment by making sure your equipment, tools, etc. are […]

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Tow-Behind Trailer Safety

Tow-behind trailers come in all shapes and sizes. From open-air utility trailers, enclosed tool trailers, and compact pop-up campers to large travel trailers–the list goes on. While there may be endless safety factors to consider when operating a vehicle with a trailer, we have compiled some important safety points to know before you hit the […]

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Processing A Property Loss Claim

Whether your home floods because of a sump pump backup or your business is damaged by an electrical fire, experiencing a property loss can be a stressful experience. By understanding the claim process ahead of an incident, you can reduce the uncertainty and stress of the situation. Familiarizing yourself with the process now will also […]

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Reopening During COVID-19

As businesses across the country prepare to reopen after closures due to COVID-19, we have compiled some suggestive action steps to consider implementing as you map out your reopening plans. A clear and safe approach will inspire confidence with your employees and customers. Abide by federal, state, and local rules and guidelines: Remain informed on […]

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Power Strip and Extension Cord Safety

Extension cords can make life easier, however, if used improperly, they can become a fire hazard.  Taking a few simple precautions and preventative measures can help protect your family, home, business, and possessions.   15 Power Strip and Extension Cord Safety Dos and Don’ts:   Extension cords should be a short term fix, not a […]

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Back to School Driving Safety Tips

The start of a new school year brings major changes to the life of a student. There is a new curriculum to learn, a fresh set of goals to conquer, challenges to overcome and new friends to meet. One thing that doesn’t change for students and drivers, is the need to stay alert and safe […]

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What Coverage Does Your Business Need?

Are you addressing all of your business insurance needs? Every business is unique and possesses a different set of characteristics when it comes to the scope of work, the size of the business, and the different assets the business possesses. Whether you’re a one-man landscaping operation with a single lawn mower or a multiple location […]

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